
Washington Update: The Federal Policy Changes Putting Title IV Eligibility at Risk and What the 2026 Midterms Could Change:
Changing Higher Ed podcast 330 with host Dr. Drumm McNaughton and guest Tom Netting
For many colleges and universities, the most immediate threat to Title IV eligibility over the next two years is a number no one on campus controls. Student loan default and repayment rates have continued to be calculated through years in which collections stopped and borrowers were told they did not have to pay. Those rates drive eligibility decisions for every institution of higher education. They are running considerably higher than normal, and no regulatory accommodation has been made for them. That exposure sits on top of a federal agenda moving on several fronts at once. The One Big Beautiful Bill (OB3) regulatory packages are final, including an earnings accountability metric that reaches every program at every institution. The Accreditation, Innovation, and Modernization (AIM) negotiated rulemaking has produced proposed rules that












